Access Auto Insurance was founded in 1975, and its headquarters is located in Downers Grove, Illinois.
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Access Car Insurance
About Access Insurance Company
It sells auto insurance policies in Arizona, Illinois, Indiana, Nevada, and Texas to all drivers, including licensed individuals from any U.S. state, temporary license or suspended license, foreign drivers with licenses from other countries, and high-risk drivers.
Pros
- Non-standard insurance is available.
- Offers liability coverage at the lowest rates.
- You can take online quotes and online payments.
Cons
- Charges an agency fee.
- There isn’t much information on their website.
- Coverage is only available in Arizona and Indiana.
Cost of auto insurance from Access
Access Auto is one of the most expensive insurers, especially compared to big-name insurers such as Geico and State Farm. Access Auto insurance costs 46% more than the average rate for a full-coverage policy.
Coverages Access Auto insurance offer
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Liability Coverage:
Liability covers other people’s vehicle repairs and medical bills after accidents that you were at fault. The costs of repairing any property damaged and the medical bills resulting from an accident are covered.
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Collision:
Collision coverage will cover damages done to your own vehicle if you’re involved in an accident with another car object, or you get into a single-car accident.
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Comprehensive:
This insurance will cover the expenses of damages to your own vehicle that is caused by something other than an accident, like vandalism or a natural disaster.
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SR-22 insurance:
Drivers who have had their driving privileges suspended are required to file an SR-22 form (Financial Responsibility Certificate) in some states.
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Roadside assistance:
This coverage is optional and will provide assistance if you get a flat tire, run out of gas, a tow or jump start, or lock yourself out of your car. Tow services are to a nearby garage of your choice, up to a specified distance mentioned in your policy.
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Rental reimbursement:
When your car is being repaired under a claim, rental reimbursement will rent you another vehicle so you wouldn’t be without a car.
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Uninsured/Underinsured motorist:
This specific insurance will pay the medical bills and vehicle repairs if you’re in an accident caused by an uninsured motorist or a driver who doesn’t have enough liability insurance to cover your expenses.
Access Insurance reviews and ratings
A.M. Best Financial Strength Rating: B+
Better Business Bureau Rating: A+
The Better Business Bureau gave Access Auto Insurance in 2018 rated A+. All reviews from the BBB are positive, which gives it an average rating of 5.0 out of 5.0. On Trustpilot rated Access Auto Insurance 4.6 out of 5.0 with more than 400 customer reviews. While more than 80 percent of the reviews are positive.
