Why do you think car insurance is mandatory? Car insurance is mandatory because it will provide financial protection in case of an accident.
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Estrella Insurance Company
Car insurance will cover you and anyone else involved in the accident, along with your and their property.
About Estrella Insurance
Estrella Insurance was founded in 1980, and its headquarter is located at 3750 W Flagler St, Miami, FL, 33134-1602, United States.
Estrella Insurance is very popular among people who live in Miami and South Florida, and they have hundreds of agents in Florida offering car insurance that Estrella offer.
You can also see how active Estrella Insurance is in Tampa, Orlando, and other major cities of Florida. Estrella Insurance provides service and has agents in Houston, Dallas, San Antonio, Denver, Phoenix, Tucson, Las Vegas, Los Angeles, Salinas, and other metro areas across the United States.
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We must inform you that Estrella Insurance is not exactly an insurance company; Estrella is actually an insurance broker. With the partnership of more than 30 insurance companies in Florida, Arizona, California, and Texas, they try their best to help their clients find the right insurance and coverages.
This insurance broker, just like all the other brokers’, has the goal is to save clients time and money while shopping for the best insurance at affordable rates.
What is an insurance broker?
An insurance broker or an independent insurance agent is a person that is licensed to search on your behalf and find the perfect policy for you. Brokers are insurance experts.
The only thing you have to do is tell them what your insurance needs are, and they search the market and give you a list of options.
The best part is that insurance brokers do not work for a specific insurance company. They have access to a wide range of different companies, and their only goal is to find you the best policy among them.
Brokers also help you make a claim, guide you through the process, and even lead the negotiations with your insurer. But why a broker? Why should you choose Estrella or any other broker?
Find out in our article about What is a Car Insurance Broker.
How does Estrella work?
Estrella Insurance is an insurance broker that can provide you with quotes from 30 different auto insurance providers, depending on in which state you live.
When you give your Estrella Insurance agent the information they need, the Estrella agents will help you pick the right insurer. Whether you want the cheapest rates or the best service, regardless of the price, Estrella will find it for you.
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How can you buy insurance through Estrella?
First, you need to tell your Estrella Insurance agent about your age, gender, vehicle, location, and any additional drivers, and the agent can get you an auto insurance quote using the information you provided.
Then you will get to compare coverages, rates, and discounts available and discuss the pros and cons of different policies and insurers with your agent.
The final step would be choosing your policy and finalizing it.
Keep in mind that The Estrella Insurance agents’ only purpose is to help you find the best option based on your unique needs. So, make sure you don’t leave out anything, tell them everything you want and need.
Estrella Insurance products
Estrella Insurance can find you the best:
- Life Insurance
- Auto Insurance
- Health Insurance
- Business Insurance
- Commercial Insurance
- Homeowners Insurance
- Alternative Vehicle Insurance
Estrella auto insurance coverages
As mentioned, Estrella Insurance is a broker, which means it doesn’t offer any coverages directly. But they can get you the same auto insurance products and services as competing companies.
Estrella ranks its auto insurance based on three main types of coverage:
1. Liability Coverage:
Liability covers other people’s vehicle repairs and medical bills after accidents that you were at fault. The costs of repairing any property damaged and the medical bills resulting from an accident are covered.
Almost all states require a minimum amount of liability insurance, and your Estrella Insurance policy can cover your legal responsibility to others for bodily injuries and damage.
2. Property Coverage:
This coverage pays to repair the damage done to your vehicle or theft. Property coverage includes Collision and Comprehensive coverages.
Collision will cover damages done to your own vehicle if you’re involved in an accident with another car object, or you get into a single-car accident, while Comprehensive will cover the expenses of damages to your own vehicle that is caused by something other than an accident, like vandalism or a natural disaster.
3. Medical Coverage:
Medical Payments Coverage, commonly known as MedPay, covers the accident-related medical expenses for you, your passengers, your household members, and other policyholders. This coverage type is very similar to personal injury protection, but is more limited.
Estrella Insurance has average reviews
Estrella Insurance has mixed reviews. Some were satisfied and happy with the Estrella agents’ behavior and their product, while some had a poor experience. Your experience can heavily depend on your local agent or office.
WalletHub.com has reviewed this insurance broker and gave Estrella 3.1 stars out of 5 based on 270+ reviews from across the internet.
Estrella Insurance is not an insurance company, so J.D. Power or A.M. Best did not evaluate it. Also, Estrella Insurance is not rated (NR) by the Better Business Bureau.
