We understand that choosing an insurance provider for your classic car is essential to you, and you have every right to make your decision carefully.
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Grundy Classic Car Insurance
So without further delay, let us tell you a little about Grundy insurance company, and then you can decide if it’s the right insurer for you or not.
About Grundy insurance company
Grundy insurance company is an American-based insurance company that has expanded to cover more than classic and antique cars. Its headquarters is located in Horsham, Pennsylvania, and it has been providing car enthusiasts’ insurance needs since 1955.
How much would it cost to insure a classic car with Grundy?
Grundy offers the cheapest insurance for classic cars, which is genuinely one of the best things about this insurer and makes it a worthy option. Exactly similar to regular car insurance, the cost of classic car insurance varies depending on a number of factors, which are:
- Your age
- Gender
- Marital status
- Driving record
- Credit score
- Location
- Vehicle details
- Desired type of coverage
Is classic car insurance cheaper than regular car insurance?
Yes, regarding the fact that a classic car is not for daily use, there is a lower chance for your vehicle if something happens to it; classic insurance is the cheapest insurance, by far.
How does Grundy insurance work?
Besides the low premiums, there are a lot of things that make Grundy a good choice.
As you know, you can’t just call up Grundy and say the make and model and the price of your car; you and a Grundy agent must come up with a price that you both agree on. If your classic car got totaled, you would receive this amount of money.
You have to have another car you use for specific and daily purposes. You have to prove to Grundy that you own a registered daily drive under your name because a classic car is definitely not a car for everyday use.
Another great thing about Grundy is that it has fewer limitations and unlimited mileage. Here’s a quote from Grundy’s website:
“It is even OK if occasionally you drive your collector car to work to show it off to friends.”
But the following sentence tells you just in case you misunderstand that you cannot use your car as a daily driver.
Grundy insists that you keep your car in a closed space you can keep your insured car in:
- Garage
- Pole barn
- Carport
- Storage units
- Storage facility
- Car condos
- Car hauling trailers
- Car Capsules designed for exterior storage
- Non-public parking with 24-hour security such as an alarm system, security guard, or video surveillance
How Much Does Classic Car Insurance Cost?
What does Grundy Classic Car Insurance Covers?
Grundy covers 25 years and older vehicles, muscle cars, exotics of all vehicles, and boats (yachts and sailboats). Grundy offers classic car insurance in all states except for Louisiana.
Under a standard Grundy classic car insurance plan, you have:
Liability insurance covers events that you cause injury or property damage to another driver. Liability limits up to $1,000,000 are the maximum amount of money your insurer will pay for an accident that you are responsible for.
Comprehensive car insurance provides coverage for any damages to your car that are not caused by a collision.
Collision insurance covers damage to your vehicle after a collision.
Personal injury protection (PIP): This coverage is required in many states that cover damages or injuries caused by you in a collision.
Uninsured/Underinsured motorist coverage (UM/UIM) will cover your car’s repair costs after a collision with a motorist who doesn’t have insurance or a motorist who doesn’t have enough insurance to cover the cost of the damages they caused you.
Last words
Grundy insurance is very well-liked and highly recommended by the customers. It has a high customer satisfaction rate, and we recommend you consider it an option.
