Audi AG is another famous and great German luxury automotive manufacturer founded in 1909, headquartered in Ingolstadt, Bavaria, Germany. Audi AG produces vehicles across the world in nine production facilities.
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About Audi
The company was named after the Latin translation of the founder’s surname, August Horch. Horch means “listen” in German, in Latin Audi. The logo is created from four rings, and each represents one of the four-car companies that united together to create the Audi company. Audi, like other German marques such as BMW and Mercedes-Benz, holds the best-selling luxury cars in the world.
About Audi A4
The Audi A4 is a series of compact executive cars produced since 1994 by Audi automotive manufacturers. The A4 has five generations and was built on the same platform as the Volkswagen Group B. The A4 has two body styles, a sedan, and a station wagon.
How to Insure Your Audi A6 car
How much does Audi A4 insurance cost?
The Audi A4 insurance rate is $1,726 a year or about $144 a month, on average, for full coverage. This vehicle costs approximately as much as a small luxury vehicle, around $1,745. You must know that many factors will affect your Audi A4 insurance costs, especially your vehicle, so here are a few vehicle-related factors that it is best to know about:
1-Price of parts:
Since Audi is classified as a luxury vehicle, its parts tend to be pricier than average. Expensive parts can raise your vehicle insurance expenses.
2-Safety features:
The IIHS gave the Audi A4 received a high safety rating because of its driver assistance and collision-prevention equipment newer models are equipped with. Safety features that A4 have included:
- Standard running daytime headlights
- Side-mounted
- Front and rear overhead curtain
- Driver/passenger knee airbags
- Optional lane departure warning
- Prevention and blind-spot detectors
3-Crash rate stats:
The IIHS declared Audi A4 a Top Pick for receiving top scores on every test. Also, the Audi A4 2021 models include optional safety equipment, which made it possible to achieve a “superior” rating from the IIHS. This vehicle’s solid reputation is the main reason why insurance premiums are lower than average.
Other factors that impact your auto insurance:
- Age
- Gender
- Location
- Driving record
- Credit score
- Marital status
- Insurance company
- Coverage
Are Audi A4s expensive to insure?
You may think car insurance for the Audi A4 is expensive because it’s a luxury car and all, but the A4 insurance expenses are just $25 higher than the average vehicle premium.
The Audi A4 reliability and safety?
The IIHS crowned the A42017 model the Top safety pick+. Plus, the NHTSA gives it an overall 5 out of 5 stars, and the 2017 A4 holds an impressive 9.6/10 rating from J.D. Power. However, the reliability of this vehicle depends on the trim level you choose. The U.S. News and J.D. Power gave 2017 A4 a 3 out of 5 reliability rating, which is an average score.
Audi A4 features that impact insurance costs
The Audi A4 is an excellent luxury option based on the reliability and safety ratings that we just presented to you in this article. All the positive points we discussed make this car insurance an excellent and affordable option for sports or luxury car lovers. Some of the features A4 vehicles are equipped with include:
Standard daytime running lights. These are designed to improve visibility to other drivers on the road.
Side seat airbags. Airbags reduce the possibility of serious injury to the driver and passengers in a collision.
Lane departure warning and prevention. The lane departure warning is an optional safety feature that alerts the driver if they drift out of your lane due to distraction or any other reason.
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Audi A4 features that impact insurance costs
The Audi A4 is an excellent luxury option based on the reliability and safety ratings that we just presented to you in this article. All the positive points we discussed make this car insurance an excellent and affordable option for sports or luxury car lovers. Some of the features A4 vehicles are equipped with include:
Standard daytime running lights. These are designed to improve visibility to other drivers on the road.
Side seat airbags. Airbags reduce the possibility of serious injury to the driver and passengers in a collision.
Lane departure warning and prevention. The lane departure warning is an optional safety feature that alerts the driver if they drift out of your lane due to distraction or any other reason.
Audi A4 insurance compared to similarly priced models
When it comes to luxury cars like A4, you have to compare them with other vehicles, and you might end up getting something better at cheaper rates since compact luxury car models have the most similar sticker prices. So let’s see!
1-Audi A4 vs. Volvo S60:
For a new 2022 Volvo S60 model, you must pay $704 more than the Audi A4 on average for insurance.
2-Audi A4 vs. BMW M240i:
The 2022 Audi A4, on average, is $1,394 cheaper than the BMW M240i, which is $47,156. Insurance on the BMW M240i costs an average of $120 more than the Audi A4.
3-Audi A4 vs. Lexus RC 350
On average, the Lexus RC 350 ranges from $45,250 to $51,330 to insure, which means $1,273 more out of your pocket if you decide on the Audi A4.
Now you may think, how is this information useful?
Times and times, we and many other insurance-related sited have said that shopping around is one of the best options. And people who want to buy a new car tend to stay within a specific price point. So if Audi A4 is on your list of vehicles to consider for buying, then it’s useful to know which models cost about the same as the A4 but have cheaper or more expensive insurance rates.
Does the Audi A4 qualify for auto insurance discounts?
Depending on which insurance company you choose, you may be eligible for various auto insurance discounts for a number of reasons. One of these reasons is the safety features your vehicle is equipped with. Here are some typical discounts for Audi A4:
- Anti-theft discount
- Anti-lock brake discount
- Passive restraint discount (airbags, motorized seat belts, etc.)
How to save on Audi A4 insurance
First, being a safe driver and maintaining a clean driving record is THE BEST way to keep your car insurance rates as low as possible, and it’d bring you safe driver discounts.
Second, a lower mileage can make vehicle insurance more affordable. For example, driving during peak rush hour traffic can lead to a higher insurance premium and vice versa.
Third, if you have the collision and comprehensive coverages on your policy, raise our deductible; it will result in a lower monthly premium.
Fourth, if you have two or fewer minor violations on your driving record, asking your insurance provider about accident forgiveness programs can help you keep your insurance costs low.
And lastly, and most important, Compare, compare, compare. Nothing in this universe can save you money like shopping around for your Audi A4 auto insurance by taking quotes from different companies before finalizing your decision. Online quotes are available on almost all insurance company sites and several insurance brokers’ sites.
Result
If you don’t have the time to search for a good policy with a reasonable price, or you simply don’t want to spend your time researching, you can get in touch with an insurance broker to do all the research for you. You can take advantage of their experience and the contacts they have in exchange for an agreed fee.
