Surprisingly, the Expedition is capable of on-road handling, and it has massive interior space and excellent towing capability.
Contents
How to Insure Your Ford Expedition Car?
Interestingly if you ever get evicted or something like that, this vehicle is THE vehicle you want to live in. This vehicle is exactly what anyone with a big family or somebody who loves a big spacy SUV could possibly want, let alone need.
About Ford Expedition
The Ford Expedition is a 4- door full-size three-row SUV unveiled in 1997. The Expedition was the first full-size SUV with a four-door body that Ford had ever sold.
Ford Expedition has four-generation, which Ford began the production of the fourth generation in 2018. The Expedition is the biggest SUV in the Ford family.
The Lincoln division (the luxury side of Ford) has been selling the Ford Expedition as the Lincoln Navigator since 1997 in North America.
The average insurance rates for a Ford Expedition
On average, insurers charge a Ford Expedition owner approximately $1,620 per year for full coverage or $135 monthly.
The reason for the high auto insurance cost is firstly, and most obviously, Expedition is a luxury car since Ford sells it under its Lincoln brand.
Secondly, it’s a full-sized car, which means more significant bodily injury and higher repair costs.
The Expedition model’s lowest insurance rate is the XL 2WD, and after that, the XL 4WD has the cheapest premiums.
The priciest Ford Expedition models to insure are the Platinum 4WD and the King Ranch 4WD. Those two models cost an extra $232 each year compared to the cheapest XL 2WD model.
Ford Car Insurance Reviews + Cost
Does the fact that the Ford Expedition is an SUV affect its car insurance cost?
SUVs have proven to be one of the safest on the road due to the vehicle’s large size. The chances of someone riding an SUV getting hurt in an accident are very slim; however, the people in the other car in the same collision with an SUV are more likely to be injured or even killed.
Earlier models of the Expedition were built on truck platforms., which results in higher centers of gravity. This fact makes it more likely to roll over during an accident and cause more damage than a collision only.
But the newer designs were built on a car platform, and electronic stability control systems have been added to the design, all to decrease the rolling over chances.
In conclusion, when buying a used or new SUV, check whether it is equipped with a stability control system or not.
Another issue you will probably encounter when owning an SUV is that they are expensive to replace and repair and are often targeted by thieves, making them more costly to insure.
Car insurance companies look at these kinds of statistics when calculating your rates. So yes, the fact that you drive an SUV will impact your insurance costs.
Will an older Expedition cost less to insure?
Insuring a 2013 Expedition instead of a 2021 model will save you around $450 annually on car insurance. Even a 2019 model will save approximately $152 a year.
In conclusion, yes, an older Expedition model will cut some costs but don’t forget to check if it has a stability control system.
How to Insure Your Ford Mustang Car + Cost
Ford Expedition Safety Features
If your Ford Expedition comes equipped with these, you can get some discounts on your car insurance:
- Driver Air Bag
- Traction Control
- Child Safety Locks
- Passenger Air Bag
- Front Head Air Bag
- Brake Assist
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- Electronic Stability Control
- Cross-Traffic Alert
- Daytime Running Lights
- 4-Wheel Disc Brakes
- Integrated Turn Signal Mirrors
- Blind Spot Monitor
- Lane Departure Warning
- Lane Keeping Assist
- Shopping around is the golden key to saving money on car insurance.
- Don’t look past small regional insurers; they might give you what you need at the best price. Big companies may not be the best option.
- Always check if you are qualified for discounts.
- Pay annually rather than monthly.
- Avoid driving convictions; convictions of any kind will make your insurance expenses increase.
- Avoid modifications; insurers don’t like the risk and charge you extra for car insurance.
- Make yourself a secure investment and keep a good credit rating along with a clean history of no claims.
- Lower your annual mileage as much as possible.
- Raise your deductible if possible.
- Review your existing policy and remove the coverages that aren’t of any use to you.
- Don’t just accept your renewal quote so soon; first, take quotes from other company’s sites, and if you didn’t find a better price elsewhere, then renew your policy.
- Install extra safety features, and it can get you some discounts on your policy and be considered as a safe driver.
