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How to Insure Your Ford Focus Car?
Quick facts Ford
- Ford Motor Company is an American-based multinational auto manufacturer founded in 1903.
- Ford is the second-largest automaker after General Motors in America and the fifth-largest around the globe after Toyota, Volkswagen, Hyundai, and General Motors.
- Ford company sells its cars and commercial vehicles under the “Ford” brand.
- Ford sells its luxury cars under the “Lincoln luxury” brand.
About Ford Focus
The Ford Focus is a compact car that was created under Alexander Trotman’s Ford 2000 plan. The Focus was released in 1998 in Europe. The Focus has four generations, and the fourth generation started in 2018.
Focus comes in various body styles, including; 3 or 5-door hatchback, a 4-door sedan/saloon, a 5-door estate, a 2-door coupe (U.S.), 2-door coupé-cabriolet (Europe).
Ford Car Insurance Reviews + Cost
Ford Focus average insurance rates in the U.K.
In 2021, the average auto insurance in the U.K. for a Ford Focus is £429 a year or £35.75 monthly. Personal factors like age, driving record, location, gender, marital status, etc., also affect your insurance rate.
So, if you want to know for sure how much you should pay for the insurance, run a quote on a different insurance company’s site.
Ford Focus average insurance rates in the U.S.
Ford Focus insurance cost is $1,526 annually on average, or about $127 a month, for a full coverage policy. The insurance expense for a Focus is so close to the national average. (The national average auto insurance rate is $1,592 per year.)
Is Ford Focus considered a reliable car?
One of the primary reasons why the Ford Focus became a famous ride is that it’s perfectly reliable. If you consider safety features, gas mileage, engine durability, and Focus show they’re supreme.
How to Insure Your Ford Fiesta Car?
How safe is the Ford Focus?
The 2017 model has been evaluated by the Insurance Institute for Highway Safety (IIHS) and the National Highway Traffic Safety Administration (NHTSA) for safety ratings, and the Ford Focus was awarded four stars out of five.
According to the IIHS, the Ford Focus has side airbags and a driver knee airbag to protect the passengers in a collision. The latest Focus model features antilock brakes and a rollover sensor to make a safe ride for everyone in the vehicle.
Ford Focus also has low repair costs and is less likely to get involved in a major accident and a totaled car.
Which Ford Focus models have the cheapest and most expensive auto insurance rates?
The cheapest Ford Focus model to insure is the S Sedan, and the second most affordable model is the Electric Hatchback.
The two most expensive models of Ford Focus to insure are the R.S. Hatchback and the Titanium Sedan. These two will cost approximately $424 and $200 per year, compared to the cheapest models.
Driving a 2013 Focus instead of a 2018 model save you as much as $350 each year. Even choosing a Focus 2016 can save you around $168 a year for an average driver, of course.
Ford Focus features that can cut insurance costs
- These safety features may help decrease the risks of the road and get you a more affordable premium.
- Front and curtain airbags: Robust airbag systems can raise safety for drivers and passengers and lessen the risk of bodily injury.
- Blindspot Warning: The systems help reduce the risk of an auto accident, making the vehicle cheaper to insure.
- Lane departure warning: This sensor and warning system helps a driver keep their vehicle in the appropriate lane and reduce the risks of an accident.
Cheapest insurers for Ford Focus would be best if you always shop around for an affordable and suitable policy; it’s your right. Plus, even with the exact vehicle and driver profile, rates can vary widely among auto insurance providers.
Here’s a list of the best insurers in the USA:
- Amica (Amica car insurance reviews)
- GEICO (GEICO car insurance reviews)
- USAA (USAA car insurance reviews)
- Progressive (Progressive auto insurance reviews)
