Finding a suitable insurance carrier to meet your insurance needs can be very frustrating and challenging.
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Infinity Insurance
That’s why taking the liberty to read about different insurance companies is a smart move.
About Infinity Insurance
Infinity Insurance, established in 1955 and headquartered in Birmingham, Alabama, is an insurance company that specializes in affordable non-standard car insurance for drivers who might have difficulty acquiring insurance elsewhere due to past violations, DUIs, or crashes.
This insurance company sells insurance only in California, Arizona, Texas, and Florida and offers renewal policies in Georgia, Nevada, and Pennsylvania. Infinity insurance company auto and home insurance policies are available through a network of independent agents.
What type of car insurance does Infinity offer?
Infinity Insurance specializes in providing a non-standard car insurance policy; these policies are designed for high-risk drivers.
High-risk drivers are people who are unable to purchase regular car insurance from other insurance providers due to a DUI conviction, poor driving record, claims history, and generally drivers who are considered risky to insure.
Keep in mind that drivers under 25 are considered high-risk drivers as well, especially teens.
Cost of Infinity car insurance
On average, a car insurance policy from Infinity Insurance will cost you approximately $1,859 annually, or about $155 per month, for full coverage insurance. Minimum coverage insurance will cost you around $847 a year.
I know what you are thinking, Infinity is expensive!!!! Well no. Infinity auto insurance rates are actually reasonable, considering they cover high-risk drivers.
Typically, if the risk of a driver getting in an accident is high, the chances of making a claim will be high, so it makes sense to charge high-risk drivers with higher-than-average rates.
Infinity car insurance coverage options
- Liability insurance covers other people’s vehicle repairs and medical bills after accidents that you were at fault. The costs of repairing any property damaged and the medical bills resulting from an accident are covered.
- Collision coverage will cover damages done to your own vehicle if you’re involved in an accident with another car object, or you get into a single-car accident
- Comprehensive insurance will cover the expenses of damages to your own vehicle that is caused by something other than an accident, like vandalism or a natural disaster.Installing anti-theft and tracking devices can make this coverage more affordable.Still, comprehensive coverage can be costly, and it may not be necessary, especially if your car is easily replaceable.
Drivers who are financing or leasing the vehicle are required to carry comprehensive insurance. - Uninsured/ Underinsured Motorist Protection insurance will pay the medical bills and vehicle repairs if you’re in an accident caused by an uninsured motorist or a driver who doesn’t have enough liability insurance to cover your expenses.
- Rental reimbursement insurance is for when your insured vehicle is out-of-commission while it’s being repaired due to a collision. Infinity insurance offers a coverage limit of $20 a day and a maximum of $600 for all policyholders.
- Infinity’s Towing and labor insurance will cover the cost of towing and labor up to $50 if your car needs the assistance of a towing company to be towed to a repair shop.
Infinity DriverClub®
Infinity has DriverClub insurance that will provide policyholders with a 24/7 roadside assistance program. Anyone can be a member of DriverClub because it is free.
Even drivers who are don’t have a policy with Infinity insurance can receive this service. The only thing you must pay for is the service.
Infinity Insurance reviews
Infinity Insurance only has a few ratings and reviews. J.D. Power or S&P did not rate Infinity insurance. However, AM Best did rate this insurance carrier with an A, which indicates its excellent financial strength.
The Better Business Bureau (BBB) also evaluated this insurance provider and gave it a B rating due to an abnormal and significant number of complaints.
In fact, the National Association of Insurance Commissioners (NAIC) Company Complaint Index shows that Infinity’s complaint index is 15.62 and is significantly higher than the national average.
Infinity Auto Insurance review profile:
On BBB website1.0 out of 5.0-star customer rating.
On Trustpilot website, 1.3 out of 5.0-star customer rating.
Discounts
Discounts for high-risk drivers are the key to bringing their rates down, and Infinity insurance offers a set of them, of which a few are mentioned down below:
Policyholders who pay for their auto insurance policy all at once can save up to 15% off their car insurance premium.
Infinity insurance will thank you for switching your auto insurance carrier and buying your insurance needs from them by giving you a discount of up to 15%.
Infinity app
Infinity Auto Insurance has a mobile app that can be used to manage the Infinity insurance policy you have. Via this app, you can:
- submit claims
- make payments
- display ID cards
- find repair shops
It is available on both Google Play and the Apple App Store. Look it up!!
This app gained a rating of 4.5 out of 5.0-star on the Google Play platform, while it got only 2.0 out of 5.0-star on the Appstore platform.
