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Jeep car insurance reviews
Jeeps have a very distinct look; when you see one, you know it’s a Jeep. Jeeps are typically designed for a specific type of driver; they are loyal to the brand and want a vehicle to drive in the city and off-road. Statistics show that modern Jeep models are known for having reasonable insurance premiums.
About Jeep
Jeep is an automobile marque. It was originated in America, but now it belongs to Stellantis, a European conglomerate. Jeep has been part of Fiath Chrysler since 1987; before that, the Jeep marque was owned by American Motor Corporation (AMC). FCA Canada Inc. is a subsidiary of Stellantis which has operated in Canada since 1925. Its headquarters is in Ontario, Canada.
About Jeep Wrangler
Jeep Wrangler is a series of mid-size compact four-door off-road SUVs. It has been manufacturing since 1986 until now, and its fourth generation is being produced. The last generation was released in late 2017. It is a very well-liked model among Canadians.
How much should you pay for insuring a Jeep Wrangler?
Fortunately, Jeep Wrangler’s rates are lower than other models. The average insurance costs for Wrangler are $105 per month. However, other factors such as age, year of the car, location, mileage, etc., affect the insurance cost.
Factors that affect your insurance costs
Some may think that because the jeep is an off-road car, it is a nightmare to insure, but in fact, most Jeeps have reasonable insurability factors.
Jeeps don’t operate very well in high-performance street races, so there’s a tremendous insurance advantage here. Jeep is a safe car to drive; the frequency of personal injury claims is below average for Jeep Wrangler, especially for the unlimited model.
Jeeps are known to have repair issues. Jeep models could contribute to rising repair costs after insurance claims, and it’s difficult to draw out a pattern for Jeep Wrangler repair costs. Wrangler model from one year may cost less in collision claims while the next model year may go above the average amount. This goes for comprehensive insurance claims as well.
Unfortunately, Jeep Wrangler is most likely to be stolen by thieves, but adding anti-theft devices can help you lower your insurance costs. Typically, newer Jeep wrangler models are more expensive to insure because it costs more to replace them.
The peculiar trim level of your Jeep Wrangler can also have an impact on your insurance rates. For example, a two-doors Sports trim level can have higher insurance rates because drivers of sports cars usually have more aggressive driving behaviors or so believe the insurance companies.
Where you drive and park, your Jeep Wrangler also affects your insurance rates. As you surely know, it’s better to park your car in a garage or parking because the chances of theft or vandalism are lower, and it lowers your insurance rates.
Wrangler is a gas vehicle and is generally cheaper to insure rather than diesel and hybrid vehicles.
The amount of infant insurance coverage you decide to add to your policy also affects your insurance costs. There are many optional coverages that you might need to add. Still, we recommend you go over your policy every once in a while, and remove coverages that you don’t see necessary.
Installing safety features to your vehicle can help you lower your insurance rates, such as dashcams, snow chains, and anti-theft devices.
Top insurance providers for Jeep Wrangler
- State Farm: 9.3 percent market share of Jeep Wrangler drivers.
- Progressive: 5.6 percent market share of Jeep Wrangler drivers.
- Travelers: 4.0 percent market share of Jeep Wrangler drivers.
- Chubb: 3.3 percent market share of Jeep Wrangler drivers.
- Nationwide: 2.6 percent market share of Jeep Wrangler drivers.
Jeep Wrangler’s money-saving features
- Airbags
- Parking sensors
- Daytime running lights
- Anti-lock brakes
- Anti-theft device
- Lane-departure warning systems
- Surround-view camera system
- Adaptive cruise control
- Electronic stability control
- Seatbelt pretensioners
- Rear backup sensors
You can call your insurer and see if they have any discounts on these features. We listed the possible ones below.
Discounts for Jeep Wrangler
- Passive restraint discount (airbags, motorized seat belts, etc.)
- New car discount
- Emergency roadside assistance discount
- Anti-theft discount
- Anti-lock brake discount
A few words about Jeep Wrangler 2021 by reviews
Jeep Wrangler’s drivers and reviewers described it as comfortable and stylish. It has good resale value, off-road capability, and legendary styling.
If you are a Jeep, you are a Jeep lover like me; you have definitely heard of Jeep Cherokee.
