Classic car insurance is for car enthusiasts who love to work on a car to restore their formal beauty or want to show off their baby. Either one of them needs classic car insurance.
Contents
NRMA Classic Car Insurance
About NRMA
NRMA is, short for National Roads and Motorists’ Association, an Australian organization formed in 1920, and its headquarters is located in Sydney Olympic Park, New South Wales, Australia.
Before 2000, this organization offered mutual insurance, which was demutualized as NRMA Insurance, which is now part of Insurance Australia Group Limited (IAG).
How did NRMA define veteran, classic, and vintage cars?
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Veteran:
A veteran car is a car that was made before 1919.
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Vintage:
When we say a car is vintage, it was made between 1919 and 1930.
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Classic:
Classic cars are at least 15 years old, but the vehicle needs to be inspected by NRMA to be covered.
What kinds of insurance does NRMA offer?
- Car insurance
- Life Insurance
- Boat Insurance
- CTP Insurance
- Home insurance
- Travel Insurance
- Bicycle Insurance
- Funeral Insurance
- Caravan Insurance
- Business Insurance
- Classic Car Insurance
- Income Protection Insurance
- Motorcycle & Scooter Insurance
Click to read more:
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What does NRMA cover?
1. Accidents:
NRMA covers your car and other cars and property in an at-fault accident.
2. Theft & vandalism:
NRMA covers the costs if your vehicle is stolen, vandalized, or damaged in a theft attempt.
3. Fire, storm & flood:
Your car is covered if it’s damaged by severe weather.
4. Damage to others’ property
Up to $20 million of damage you cause to other people’s cars or property in an accident, NRMA covers.
5. Help away from home:
NRMA offers accommodation, towing, and a hire car if your car breaks down over 100 km from home.
6. Towing
Towing to a repairer or safe place if your car can’t be driven after an event is covered.
7. Emergency repairs:
We pay up to $500 for repairs you need to make after a covered accident.
8. Personal items:
NRMA pays up to $500 for personal items in your car if they’re stolen or damaged in an accident.
9. Windscreen, sunroof & window damage
Glass with tinting if it got damaged in a covered event.
What does NRMA not cover?
1.The main mode of transport:
If you use your classic car as a daily drive or drive it more than 9,000 km each year, NRMA is not liable for any damages done to your car.
2. Injuries to you or others:
Your mandatory CTP Green Slipcovers injuries.
NRMA Classic Club
Apparently, NRMA used to have a classic club, but they closed it down. They wrote this on their page about Their club:
“We have bid farewell to the Classic Car Club to put our focus on other areas where our Members need us.”
Click to read more:
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Discounts
1. Loyalty Discount:
NRMA values their policyholder’s loyalty and has considered a discount based on how many policies you have with them and how many years you’ve been loyal to them.
If you have one or more policies with them, check HERE to get a discount.
2. NO-CLAIM BONUS:
The No Claim Bonus is a discount that’s applied to your premium to reward you for having a good claims history.
3. NRMA APP:
NRMA has an application that you can take advantage of and have 24/7 access to your policy anywhere, anytime.
You can contact NRMA
Number: 1800 646 605
They answer 8 AM to 8 PM on Mon-Fri & 8 AM to 4 PM Sat-Sun.
