Travelers auto insurance is a perfect fit for drivers who look for applicable discounts; it offers some of the best discounts and coverage options.
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About Travelers Car Insurance
Travelers insurance offers good policies. It is a stable and established provider for car insurance needs. Travelers sold its first policy in 1864, and it has been active ever since. It is still operating classically and marketing its policies through agents because they believe in in-person interaction, making it an attractive choice for people who think technology has made people forget about in-person deals.
Travelers’ average auto insurance costs
Someone’s Travelers average rate with a clean record is $1,251. The national average rate is $1,321; Travelers offer rates 5% less than the national rate. We prepared a list of personal criteria that affects your rates:
Model of your vehicle
1. Age
2. Driving record
3. Marital status
4. Credit score
5. Location
6. State
7. Whether you garage your car or not
8. Gender
Travelers Coverages
• Liability coverage
• Personal injury protection (PIP)
• Rental reimbursement
• Comprehensive coverage
• Rideshare driver coverage
• Collision coverage
• Accident forgiveness
• Uninsured or underinsured motorist coverage
• Roadside assistance
• Medical payments coverage
• New car replacement
• Gap insurance (also known as loan/lease insurance)
Travelers Discounts
– New Car Discount:
If you own or want to buy a car under three years old, you can be qualified for this discount and save 10%.
– Safe Driver Discount:
If you had no accidents, claims, or violations in the last 3 to 5 years in your record, you could save up to 23%.
– Green Car Discount:
You’ll get this discount if you own or lease a hybrid or electric vehicle.
– Multi-policy:
Bundling auto, home, life, or condo insurance saves up to 13% on your insurance cost.
– Financial Incentives:
If you pay your premium in full or pay on time, you’ll save money.
– Early Quote Discount:
If you get a quote before your policy expires, you could save 3% to 10%.
– Driver Training Discount:
If a young drivers’ education class is on record, they or their parents can save up to 8%.
– Multi-car Discount:
If you own more than one vehicle insuring them on one policy can get you a discount of up to 8%.
– Good Student Discount:
Students with a GPA of 3.0 or higher can earn this discount.
– Student Away at School Discount:
Students who are away from school and drive their vehicles only occasionally qualify for this discount.
Travelers review
Reviews.com Score: 4.2
AM Best: A+ (Superior)
J.D. Power: 861*
PROS:
– A wide range of discounts is available
– Young driver discounts
– Provides extensive coverage options
– Responsible driver savings
– Accident forgiveness and minor violation forgiveness offered
– Umbrella insuranceray.com offered for auto, home, and boat
Accident forgiveness and decreasing deductible options
CONS:
– Online quote tool is available only in some states
– A high number of complaints
– Customer satisfaction ratings are below average
Travelers offer a selection of coverage beyond the legal minimums. However, its coverages aren’t available in every state, and Travelers insurance has mixed reviews.
However, Travelers is worth considering teens’ auto insurance policy because of its good student and new driver discounts. With Travelers, it is equally easy to file a claim online or via the mobile app.
